Check out these great benefits

Access your line of credit anytime online or with our mobile app

Get a great low interest rate, as low as CIBC Prime minus 0.25%* (currently RDS%rate[1].PRIME.Published(null,null,null,null)(#O2#)% - 0.25*)

Make interest-only payments while in school and up to 24 months2 after graduation, residency or articling

Get a free SPC+ membership and save up to 30% on 450+ deals in-store and online. Plus, get exclusive access to special experiences, cash prizes, giveaways and more — all for free, only with CIBC!

Learn more about SPC+.

Borrowing options designed with you in mind

Medicine

$350,000

CIBC Prime - 0.25%

Dentistry

$350,000

CIBC Prime - 0.25%

Optometry

$125,000

CIBC Prime - 0.25%

Chiropractic Medicine   

$140,000

CIBC Prime

Veterinary Medicine   

$140,000

CIBC Prime

Business (including MBA and EMBA)

$125,000

CIBC Prime

Pharmacy 

$125,000

CIBC Prime + 0.25%

Law

$100,000

CIBC Prime + 0.25%

Occupational Therapy, Physiotherapy or Accounting    

$80,000

CIBC Prime + 1%

Nursing or Engineering

$60,000

CIBC Prime + 1%

Here’s what you need to apply

Note: Applications are subject to credit approval. If your credit history is limited, a guarantor is required. Qualified applicants studying at a Canadian school do not require a guarantor.

Ready to get started?

How to repay your line of credit

While you’re in school

Up to 24 months2 after graduation, residency or articling

1 year after graduation, residency or articling

Student Life Network Full Ride Contest

You could win $35,000◊◊ for tuition

How to enter:

Step 1

Get a new CIBC student bank account, credit card or line of credit

You have until December 31, 2024.

Graduation cap, credit card, and debit card

Step 2

Join Student Life NetworkOpens a new window in your browser

Already a member? Just remember to open your new CIBC bank account, credit card, or line of credit before December 31, 2024 to enter the contest.

 

Student Life Network logo.

You’ll be automatically entered for a chance to win $35,000. On January 9, 2025, a winner will be picked from active SLN membersOpens a new window in your browser.

No purchase necessary. Review the full contest rules (PDF, 160 KB) Opens in a new window..